Pricing
Same report whether you pay once or yearly. Choose what fits.
Before you look at pricing...
Are we right for each other? We'll be honest - even if the answer is no.
Take the 60-second fit assessment →Upgrade anytime - we credit your $149
Save $127 vs. à la carte (24% off)
Included free with the Annual Plan
Why annual members save 24%.
You can always upgrade later - and we'll credit your $149 toward the annual plan.
Get the full analysis for $149 once. If it changes how you see your portfolio, the annual plan is there. If it doesn't, $149 is what one quarter of advisor fees costs anyway.
Smart investors rebalance once or twice a year. Two reports matches the rhythm - at roughly 4% of what an advisor charges on a $1M portfolio.
We watch your portfolio weekly. When it drifts significantly from your target, you'll know - without logging in obsessively.
Compare to $25K+/year for an advisor or $2,500/year for a robo. Same analysis depth, fraction of the price.
Move the sliders. See your number.
The fee compounds against you - it's not just of your portfolio, it's of your growth.
That's $399/year for Unmanaged vs. hundreds of thousands in advisory fees.
| Unmanaged | Financial Advisor | Robo-Advisor | |
|---|---|---|---|
| Annual Cost | ✓ From $149 or $399/year | ~$10K+/year (1% on $1M) | ~$2.5K/year (0.25% on $1M) |
| Over 20 years | ✓ ~$8,000 | ~$280,000 | ~$62,000 |
| What you get | ✓ Full reports + monitoring | Meetings + "stay the course" | Automated rebalancing |
| Fee transparency | ✓ Every fund fee revealed | Rarely discussed | Own fees only |
| Drift monitoring | ✓ Weekly, with alerts | Quarterly review (maybe) | Automatic, no visibility |
| Fund choices | ✓ Every fund, every brokerage | Platform-limited | Platform-only |
| Tax optimization | ✓ Tailored to each account type | Varies by advisor | Basic tax-saving trades |
| Show the math | ✓ Every calculation visible | "Trust me" | Algorithm, no visibility |
| You learn | ✓ Yes - educational | No - dependency model | No - automation model |
| Lock-in | ✓ Cancel anytime | Annual agreement typical | Ongoing, auto-renew |
| Touches your money | ✓ Never | Yes - full custody | Yes - full custody |
We're not saying advisors or robos are bad. We're saying you deserve to see the math before you decide.
Yes. $149 gets you the full analysis - the same report annual members get. No subscription required. If you later decide to go annual, we credit your $149 toward the $399.
Two full analysis reports per year (initial + 6-month check-up), continuous drift monitoring with email alerts, and check-up reminders. Additional reports beyond the two are $99 each.
We track your portfolio weekly and alert you when your allocation drifts beyond your target thresholds. Included with the annual plan, or available standalone at $19/month after your first report.
Major life event? Big inheritance? Switched jobs and rolled over a 401(k)? Annual plan members can purchase additional reports at $99 each, anytime. Most members find 2 per year is plenty.
Same price. A $50K portfolio gets the same analysis as a $5M portfolio. We don't scale pricing with your wealth - that's the model we're replacing.
Yes. Cancel anytime from your account settings. You'll keep access through the end of your paid period. No tricks, no retention calls, no guilt.
Your existing reports remain accessible as read-only. You just won't be able to generate new ones or receive drift alerts until you resubscribe.
If we can't generate a meaningful analysis for your portfolio - say, you only hold cash or a single stock - we'll refund you. If we deliver the analysis and you don't like the findings, that's a different situation. The math is the math.
Probably, as we add features. But your renewal price is locked for as long as you maintain continuous membership. No surprise increases for loyal members.
Not investment advice. Unmanaged provides portfolio analysis and educational content - all decisions are yours.